Get Free Money on Cash App (I’ll show you how!)

I knew of the Cash App for a while, but I wasn’t sure if it was legit and risk-free.

Could I earn free Cash App money without being scammed?

The short answer: yep, you can get free money on the app.

how to get free money with cash app

[I’ll even leave you with a Cash App free money code].

Yes, there are scammers on Cash App.

But the truth is that every money app has scammers.

So I downloaded the app to get the complete experience.

Even my son uses Cash App now (since they opened the app up to teens in 2021).

I’m one of those ‘users of all cash transferring apps.‘ “Need to pay me with Venmo? Cash App? PayPal? I got you!

There are legit ways to get free money on Cash App.

But I want to be clear, I’m a fan of multiple apps! Here, we compare Cash App, Venmo, and Zelle.

Ok, let’s discuss the specifics below.

Is Cash App Safe To Use? 

According to the Cash App, it’s apparently the easiest way to send, spend, bank, and invest. Of course, they would say that!

But yep, it’s pretty dang easy.

And it’s free.

cash app homepage

It lets you send and receive money, accept direct deposits, move money between bank accounts, and participate in the stock market.

And now, you can even buy Bitcoin.

Here’s our full review of Cash App if you’d like to have a read.

It’s owned by Square, Inc. which is changing its name to Block to stay relevant in our new meta world (but that’s another story).

There are several ways to obtain free money on Cash App.

Just be sure to be safe.

Treat the cash app just like you would treat — well — cash.

Is Cash App a genuine app?


Like most name-brand money transfer apps, you will have no problems using Cash App for the purposes it was designed for (sending payments, managing deposits, investing – now even Bitcoin).

Is the Cash App secure?

Yep. Cash App is safe.

Just don’t go transferring money to people who are attempting to cheat you.

Use some basic logic, and you’ll be ok.

Before you hit “send,” be sure you know who will be receiving your money.

Yes, you can send money to the wrong person.

And yes, it’s tough to get this money back.

Alright, now let’s go make some free cash on the cash app using referral codes!

Methods To Getting Money For Free on Cash App

With Cash App, there are a few legit ways to earn free money.

It’s simple to acquire money using the app, but you should be wary of the scammers that are out to defraud users.

I’ll go over them in more detail below.

Cash App changes its offers — sometimes it’s $5, $10, $15, or even $20 to invite your friends to the app!

1. Sign up with the app and send $5 to receive up to $15.

In just a few minutes, you can install Cash App on your phone and be on your way to free money.

You’ll be able to submit a Cash App referral code for a bonus when you initially download the app.

If you don’t already have a referral code you can use mine to get that free Cash App money: SJPMDMX

When you send funds for the first time, you instantly get $15 if the amount exceeds $5.

You can use the referral code or use a referral link.

To get a better understanding, read my article on Cash App referral codes.

2. Refer your friends and family for up to $15 each. 

You’ll need to spend at least $5 to trigger your Cash App sign-up bonus once you’ve joined the app.

The simplest method to do this is to encourage a friend (or your mom!) to download the app.

Then send them some cash, and have them send it back to you.

Each of your friends will receive up to $15 if you recommend them to this free money hack.

Make sure to emphasize the necessity of entering the Cash App free money code into their app.

Or you can just send them your direct sharing link – for example, this is mine.

They have to spend at least $5 to a contact using the app. [if you’d like a code, mine is SJPMDMX].

You can even request that they send the $5 to you to return it immediately.

That way, they won’t have to pay anything to get the bonus. 

Cash App pays referral money in this manner. Plus, you’ll get that nice bonus for your friend as well!

It’s a win-win situation.

Cash App reminds us…

A sponsor and their sponsored account cannot receive a bonus for inviting each other.

If you don’t have someone to send the cash to, I’m happy to help.

I know you just met me, but if you use my code to sign up and then send me the $5, I’ll send it back to you.

IMPORTANT: leave me a note saying you read my post about earning free cash app money [otherwise, I won’t know who is sending me money!]

3. Set up a direct deposit and receive up to $100. 

Set up a direct deposit and receive $100

When you set up a direct deposit to the Cash App, you could receive up to $100 in free money. [this deal isn’t always available, so you’ll have to confirm that it’s being promoted to you].

You have to use your unique routing and account number in Cash App or complete a deposit form with your employer.

This is a great way to receive your monthly paychecks.

You can actually receive up to $25k per direct deposit, which is pretty solid.

4. Use Cash App to invest in stocks. 

Cash App makes it simple to start investing in the stock market, even if you’ve never done so before.

It’s been really interesting to see the blast of fintech apps hop onto the scene to make investing easier – and heaven forbid, a bit of fun.

Ha, and for those tired of hearing about Robinhood, there are plenty of other options out there.

You can invest and profit daily. Individual firm stocks (riskier at times) or Exchange Traded Funds (typically safer) are your two options (ETFs). 

ETFs are still volatile, but they spread your money out rather than putting it all in one company’s stock.

You might want to invest in an S&P 500 ETF [it’s mainly what we invest in, and I’d recommend it for you too!]

It’s an index of the 500 largest publicly traded firms in the United States. 

@brooksconkle Friends asked some #investing advice so made this. #stockmarketcrash #stockinvesting #smartinvesting #wiseinvestments #stockmarkettips #sp500 ♬ original sound – _ritikaaaa

Even if a few strong companies suffer a setback, the rest of the market usually recovers.

You can put as little as $1 into a company’s stock or an ETF recommended by the app.

That’s one of the new advantages of investing using an app.

Most even allow fractional ownership, where you invest $1 and own just a piece of 1 share of a company. It’s great.

There are actually a number of apps out there that give you free stocks when you open up accounts with them.

But you can also invest in Bitcoin with your cash app account.

To invest with Cash App, you must be at least 18 years old and a resident of the United States.

But you can still be a Cash App user if you’re under 18!

[If you were wondering if you can get free money even if you’re under 18, the answer is yes. Read our article or check out the vid here or below…]

5. Use Cash App to Invest in Bitcoin. 

Bitcoin (BTC) is the most popular cryptocurrency among cryptocurrency investors.

Cash App makes it simple to invest in Bitcoin.

And Cash App is just one of many platforms to trade crypto.

Many platforms will give you free crypto for getting signed up with them.

Each Bitcoin purchase is subject to a fee, which varies depending on the amount purchased.

When you sell your Bitcoin, you’ll be charged fees, which can vary depending on market conditions.

Bitcoin is touted as digital gold. It has loyal followers and strong opponents.

Do your own due diligence before investing in Bitcoin or other cryptocurrencies.

6. Use Cash App for business & personal use. 

Flipping your used products on Facebook Marketplace or Craigslist can also earn you money on Cash App.

Many sellers will state how they wish to be paid, which in your case is through Cash App.

PayPal and Venmo are two options to Cash App that you might prefer.

[You may also want to figure out how to transfer cash from Venmo to Paypal if you use those platforms.]

When it comes to receiving payments online, these apps are similar to Cash App.

If you’re doing personal shopping, you can use Boosts from Cash App to gain extra discounts.

This would be similar to something like Rakuten (another great option for getting cashback when you shop – see how we use Rakuten to earn some free money as well).

7. Follow Cash App on Twitter. 

If you follow Cash App’s social media channels, you’ll find chances to get free money.

Videos, graphics, and links to instructions on entering to win are all shared on the Cash App.

Follow the on-screen instructions, making sure to include your “cashtag.”

The company picks winners at random and delivers them free money, stocks, or Bitcoin.

Just keep watch, do what they say, and maybe you’ll be one of the next lucky winners!

Scams To Avoid With Cash App 

Square, Inc.’s Cash App is connected to some shady deals (not at the fault of Cash App!)

These scams are unrelated to Cash App, yet they have tarnished the app’s reputation among some users.

Learn to spot scammers before they reach you rather than avoid perfectly genuine money-making apps like Cash App.

While there are legitimate ways to make money, sending money to an unknown person is not one of them.

These flippers claim to take your money, invest it, and then return more money to you.

Scammers might get you to send them $10. It’s just ten bucks, right?

They’ll provide you a return on your investment ($15 maybe?)

Then they might persuade you to send them a larger sum.

If you send a stranger money, it’s near impossible to get your money back.

Another common scam is when someone asks for a deposit to hold an item that they are selling.

This scam is most common when high-value products like significant appliances or automobiles are being sold for a low price.

The fraudster offers an unbeatable deal on the item and requests a deposit via Cash App to “hold” it.

Then they will block you as soon as you make the deposit, and your money will be lost forever.

Related Reading: How To Transfer Money from Venmo To Cash App – Read The Post Here.

Final Thoughts 

While the Cash App payment app isn’t perfect, it works well and provides legitimate ways to make money quickly.

You may need money today.

If so, break out your cash app and invite your friends to make some cash with your referral code.

Cash App is a good choice if you want the convenience of sending and receiving money from anywhere.

Plus, it doesn’t hurt to get free money here and there. In today’s world, everyone’s going cashless.

Join the party.

Don’t get left behind!

The money you get from Cash App can’t replace your full-time income, but it’s an excellent way to get some extra spending green in your pocket.

If you want more ideas on making some cash, I’ll leave you with some options here:

Ideas to get $20 in 5 Minutes

Game Apps that Pay to Play

Ideas to Make $150 Fast

More Ideas to Make Instant Money

Good luck!

Let’s hit up some Cash App questions.

Cash App FAQ

Are Cash App and CashApp the same? 

Cash App is frequently written as CashApp, which is actually a different mobile app.
They’re even both green, but they are not the same.
Square, Inc.’s Cash App is a money management app that lets you move money between users, invest, and perform debit transactions. 
Free International Calls Software, Ltd’s CashApp app allows users to earn money online by doing simple tasks.
Both can be used to earn money, but different companies (I can only imagine they are having an active name battle!)

Do you have a cash app free money code I can use?

Of course! If you need a referral code, mine is SJPMDMX

How do I get $100 free cash app money?

At times, Cash App will run some wild promotions. The best thing to do is to follow them on Twitter and watch for their promotions.

How do I get $2,000 free money on cash app?

Whoah, there, brown bear. Not gonna happen. You’re going to have to settle for less. Sad, I know.

Disclosure: This article might contain affiliate links to the resources I refer to. It's at no cost to you, and it's how we pay the bills. Get more info here.

Brooks Conkle Banner Image
Brooks Conkle

Brooks is an entrepreneur, father, husband, & follower of the golden rule. He has over 15 years of experience as an entrepreneur after graduating with a Finance degree from Auburn University. Addicted to starting new business projects, he believes in creating multiple income streams and a life of flexibility. Business should work around your life, not the other way around. He creates content on his website, sharing his projects to help other hustlers in marketing, personal finance, and online business.