Free Money Hacks (Ideas I use for Quick Cash)

Looking for free money hacks you can use to generate some quick cash?

Well, you’ve arrived at the perfect post!

I’ll show you several legitimate free money techniques that are simple and require little work.

me showing people free money hacks

There are tons of ways to earn some extra spending money in this digital age.

If you want to make thousands per month, clearly you need to start a business.

Here are some things to think through when starting.

Starting something new is definitely exciting, takes time, and is hard.

But if you need some funds right now, you can make some quick cash by following these techniques and free money hacks.

What “Free Money” Is 

So, what exactly does this free money mean?

You should be cautious when you hear “Free Money” since it is also how fraudsters deceive people.

Just so we’re clear, I am not talking about handing you money for free in this post.

That’s something that Mr. Beast would do, though (ha, so maybe you should hit him up for some easy free money!)

By “free money,” I mean financial bonuses or prizes you’ll receive for signing up for or using apps or services.

You probably already use most of these services in your daily life.

I’ll merely explain to you how to make money or save money from these activities, and you’ll have access to this new “free” money.

So, let’s dive right in and learn how to receive free money right now.

The Top Free Money Hacks That Actually Pay 

To address your question on how to generate money for free on the internet, here’s my roundup of the finest free money tricks.

To increase your earning potential, try as many of these money tricks as possible and see which ones work best for you.

Shop more to earn more. 

You can now get paid for the shopping you do on a regular basis.

It’s a simple hack that doesn’t require any work.

I’m not kidding about this.

Everyone is eligible to receive FREE CASH just for going to their favorite stores (online and offline) and making purchases. 

It’s one of the free money loopholes I really dig.

Join Cashback applications and start earning free money to spend on Amazon, Apple, Walmart, Macy’s, Kohl’s, Target, eBay, and more!

Signing up for and using these applications is completely free.

The easiest way to do this is to use a company like Rakuten to get paid for shopping online.

Rakuten is probably the most well-known cash back app for online shopping.

Ibotta is a similar company that has been growing as well.

Depending on the store and the current promotion, cashback amounts might range from 1% to 20%.

All of these tiny amounts build up over time, and you might wind up with a large sum of money for free at the end of the year.

We have this comparison post if you’d like to compare Rakuten with Ibotta and others.

But Rakuten is the one I’ve used the longest, and still my favorite.

Take advantage of your company’s 401(k) match. 

If this idea applies to you, it will be worth thousands of dollars to you and worth you reading this post.

You won’t make $5 today, but you might make $50,000 over time with the idea.

It’s one of my top rules of personal finance.

Employers provide a variety of 401(k) matching plans in which they will match a portion of your contributions.

The most frequent scenario is a 50 percent payment of up to 6% of your earnings.

This is FREE money.

I repeat — FREE MONEY.

Match your company’s 401(k) it's a great free money hack

If you are not presently contributing 6% to your 401(k), you can receive free money right now by raising your contribution.

Let’s say your salary is $100k, you can allocate 6% of your yearly pay, or $6,000 each year.

If your employer matches at 50%, your boss would throw in an extra $3,000.

This is FREE MONEY and an instant 50% return on your investment.

Get paid to share your opinions. 

Paid surveys are one of the most straightforward methods to make free money online.

Do you want to learn how to generate money online for free?

Your first viable option is to answer paid surveys.

You are actually compensated for your opinions.

However, paid surveys will not make you wealthy.

Regardless, it’s free cash.

With these, you may make a few hundred dollars every month.

Ha, in fact, I tried surveys for 60 minutes to see how much PayPal money I could grab! Check it out below and see how I did…

There are multiple companies that pay you for taking online surveys.

Common ones include Survey Junkie, Inbox Dollars, and Swagbucks.

Here’s our article comparing Survey Junkie and Swagbucks.

And if you want a larger list, we have even more online survey sites compared here.

You must register on these websites and confirm your registration by email.

After that, you’ll be asked some basic questions about yourself.

You will be sent surveys to complete in order to earn money based on that information.

You can now receive free money by taking surveys in your spare time.

Open a new bank account or switch to a new one. 

I’ve definitely done this one. It’s a simple hack that’s often overlooked.

Many banks provide incentives to new members who join their institutions.

The caveat is that they may have larger deposit minimums to qualify for sign-up bonuses.

Here’s our list of best banks for small businesses – many of them will have sign-up bonuses.

We also have a list of banks for freelancers.

You can make free money if you create a business savings account.

I’ve seen cash rewards for opening savings accounts from $50 up to $500 or more.

Collect sign-up bonuses. 

Many websites and applications spend a significant amount of money to attract new users.

This is one of the most no-fuss money hacks for making money online at no cost.

Collect sign-up bonuses free money hacks

To entice new customers, they provide incentives such as sign-up bonuses.

Other than paid ads, this is a portion of the user acquisition cost.

The least you could do is sign up, and they’ll give you a $5 to $100 sign-up bonus.

Cash App will give you $5 free for signing up.

You can read more about CashApp’s deal here.

These websites have nice sign-up bonuses for generating money online for free:

We also have this entire article giving you ideas to make $20 in 5 minutes.

I’ve got tons of additional options to make some cold hard cash there.

I recommend that you create a separate email account for this purpose.

You will be asked to give your email address for the majority of these apps.

You will receive more emails if you join up with other websites.

Your primary email account may get congested, causing you to miss important messages.

As a result, I will advise using a different account for this.

Related, you can watch this video on making money without needing to invest money. It will give you even more ideas!

Make use of your change with Acorns. 

Investing earns you free money, which is a nice bonus. I’m not talking about significant investments; I’m talking about little investments that you won’t even notice.

Now, I’m about to tell you about an app that will help you save money every time you shop: Acorns. 

Then you just sit back and let this program take care of everything on your behalf.

All you have to do now is download the app and attach your credit or debit card to it.

The next step is to formulate an investing plan (conservative or aggressive).

With this software, you won’t have to worry about how to generate money online for free.

Simply sit back and relax while the app takes care of the rest.

When you make a purchase, Acorns rounds it up to the closest dollar or the amount you choose in your preferences, and the difference is added to your investments.

With this free money hack, you won’t even realize how much money you’ll be able to save! 

I’ll share this article we wrote, as it will help you decide if Acorns is worth it for you.

Get unclaimed tax refunds. 

Do you know that the government has millions of dollars in unclaimed tax refunds every year?

You could have ownership of some of this money and are unaware of your tax refunds.

If you neglected to file your tax return or your refund check was misplaced in the mail, you might be missing out on free money.

You don’t have to put forth a lot of effort.

After filling out basic information, US citizens can go to the IRS website and look up “where is my refund.”

Get free money by reading emails. 

I open paid emails whenever I’m strapped for cash. Yes! Emails for Pay.

You can now earn money just by opening emails from your inbox. 

You can also earn free PayPal cash too.

MyPoints and Inbox dollars by playing games, watching movies, doing surveys, buying online, and more.

This may be used to make free money online or for gift cards you can redeem in stores. 

Use Rocket Money to cut costs. 

Want to save money for free by lowering your expenses?

Then cancel unwanted descriptions.

Rocket Money (formerly Truebill) is an app that acts as an automatic budget assistant, negotiating expenses such as internet and other subscriptions on your behalf.

It will also assist you in identifying services that you are no longer using but continue to pay for, such as gym memberships and various subscriptions. 

Rocket Money will also save you money by auto-negotiating prices with service providers.

It claims to have saved its consumers more than $8 million.

And they say that 80% of their users save money with the app.

You get to keep the money that was going to waste; therefore, it’s free money.

We wrote a review of Rocket Money (formerly called Truebill) if you’d like to check it out.

Make extra cash with your phone. 

If leisure time means being on your phone like most people, you’ll be surprised to learn that you can make some free money right now.

There are a few apps that will give you free money in exchange for completing random tasks on your phone. 

You can play games for money, stream movies, conduct surveys, or simply browse the internet to make cash for free after downloading these applications.

Here’s our own list of apps and games that pay you cash for playing them.

You can earn cash in the form of gift cards or PayPal money for completing all of this.

You won’t get rich with these apps, but if you’re a student or someone in need of cash, you may make up to $500 by using all of them at the same time. 

Claim money you’ve forgotten about. 

There could be more money under your name sitting there waiting for you, much like unclaimed tax refunds. 

It might be outstanding dues from a prior job or an account from your youth that you have forgotten about.

How can you find this money for free on the internet? To zero in on such funds, visit websites such as and unclaimed cash from the US government.

You can simply try your luck on these websites to see if you can get some quick free money. There’s no harm in giving it a go.

Use a profitable screensaver. 

Don’t want to waste your time working for free money? How about earning money for free by using your phone’s lock screen?

You can now download screensaver rewards applications that give you money when you use them.

These applications will display advertisements on your displays whenever you wish to unlock your phone.

You will receive free money or points each time you see these adverts, which can be redeemed for free cash online.

This isn’t a lot of money, but it’s money nevertheless.

Get paid to go green. 

Get paid to go green

There are a variety of deals available depending on your area, such as a free money hack for going green.

Green energy allows you to save money while also giving you the satisfaction of knowing that you are lessening your impact on the environment.

Cut insurance costs where you can. 

I hate insurance, but that’s a story for another day.

You’re probably aware that because the value of your automobile depreciates every year, you may reduce your insurance rates.

For whatever insurance you are considering, you should always check with many insurers.

Get multiple insurance quotes.

Whether it’s for your house, vehicle, or health insurance, start by determining which insurance providers meet all of your needs and charge the least for those services.

You may save an average of $1000 on insurance each year by using these free money tricks.

That is money that you may put towards other things.

Fulfill deliveries with DoorDash. 

Food delivery is a significant industry, and more and more individuals are opting to order from the convenience of their own homes. This isn’t a substantial free money hack, but it does pay well for very little work.

You may now be a part of this business and earn some additional money in your spare time if you own a car and have a valid driver’s license.

There are no limitations in terms of time.

This side hustle should be the way to go if you need free money today.

DoorDash is the market leader in this area. To become a driver, all you have to do is download the app and register. When you have free time, go online and take orders, then work in your location as long as you like.

Doordash is one of the side hustles that we listed for college students. You can check out this video or watch below…

Use your car as a billboard. 

If you want to gain a few hundred dollars without having to drive other people, then this free money method is for you.

You can advertise on your vehicle and be paid for it.

There are applications like Wrapify that will pay you money for putting an advertisement on your car for free.

Wrapify drivers report monthly profits ranging from $200 to $500 depending on the number of kilometers they travel.

You must download the app, which will track your usage and recommend advertisers in your area.

After a background check, you can show advertisements if you accept.

You will get compensated based on how much you drive in the advertiser’s area.

The only drawback is that if you care about your car’s appearance, you might not enjoy it; otherwise, it’s one of the simplest methods to make money online for free.

Donate plasma. 

You can now save lives while also earning money!

No, you don’t need to be a doctor to accomplish this.

You can earn up to $400 each month by donating your plasma.

It’s one of the ideas we share in this money-making article.

It takes around 1 to 2 hours per session, similar to blood donation, and each session pays $50 to $100.

This is an excellent money-making method for young students, and communities would benefit as a whole. 

Be a freelance writer. 

If you want to work from home and have basic writing skills, freelance writing might be a fantastic side career for you.

freelance writing

Many website owners or bloggers hire others to create content for them because they just do not have the time.

When you get to a certain point in your blogging career, you’ll need to spend time managing a lot of other things in order to progress.

You can use A.I. tools to help you with your writing.

You may seek people who need your services through social media groups, or there are companies that connect you with prospective employers for free online employment.

Here are some great sites for finding freelance writing gigs.

Based on your experience, you may make a few hundred bucks for every piece that you write. 

Get paid to test websites. 

You can receive free money quickly by evaluating websites.

Many companies seek to assess their websites in terms of user experience.

They’re either launching new websites or making adjustments to current ones.

They want to test the features before releasing them to the general public.

They compensate reviewers for in-depth evaluations.

Usertesting is a website that connects users like you with the proprietors of these websites or apps.

Start a blog. 

This is by far my preferred method of earning money online. 

Starting a blog should be treated like starting a business.

Blogging is best for long-term income.

It isn’t free money right away because it takes a lot of work to get started generating views.

When the dice start rolling, though, it’s free money since you don’t have to put in much effort. 

My goal with my blog is to add it as one of my family’s income streams. 

Provided I can do it as a side gig, there’s no reason you can’t, too, as long as you take the initiative now.


Exchange damaged money. 

Do you have ripped money lying around in your house?

Sure, we all had some banknotes that we believed were useless but didn’t have the confidence to throw away.

You don’t have to toss them away; instead, you may trade them for fresh cash.

If you have more than half of a damaged note and it can be identified as a currency note, you can trade it in.

It’s free money that’s just waiting to be cashed in!

Sidenote: I prefer not to use much cash. I explain why in this video (or watch below…)

Exercise, meet your fitness goals, and earn money. 

Did you know that it’s possible to earn money by remaining in shape?

There are apps that pay you to walk and achieve health objectives.

They will make you money for free on the internet.

What could be more satisfying than becoming healthier while still generating money?

After a few days, we usually lose interest in exercising. Earning money may now be a source of motivation.

There are programs like HealthyWage that allow you to place bets on objectives and gain money for fulfilling them. 

Increase your credit score. 

I know you’re asking yourself, “why is this on a free money hacks list?”

Well, by raising your score, you may save thousands in free money each year.

You’re probably aware that your interest rates on loans and mortgages are inversely proportional to your credit score.

You get to borrow at lower interest rates if you have a higher credit score.

You can save a lot of money each year by just establishing a good credit rating.

As a result, you should attempt to pay off your credit card debt in full each month and only spend up to 30% of your credit limit.

This hack is one of the most underappreciated free money-earning internet hacks, but it will serve you well for the rest of your life.

Here are some ideas that will help you build your credit.

Deliver other people’s groceries. 

Do you think it’s fun to go food shopping? If you do, you should be able to make easy money from it. Some folks nowadays don’t have the time to go grocery shopping.

They will compensate you for your help.

And no, you don’t have to call people to see whether they require groceries.

You can join Instacart to connect with people who are interested in your services.

It’s one of the ideas we have for helping you make $150 a day.

If you enjoy it, you may join up and take orders in your neighborhood, just like Postmates.

It’ll even show you how much money you’ll make on the delivery.

So you may choose whether or not to accept it.

Go on Fiverr and bank on your skills. 

fiverr - is it legit - fiverr's homepage with an AI dog

What is the best way to obtain free money right now?

First and foremost, have you acquired any skill sets?

Are there people that desire it and are willing to pay you for it?

This skill set might include everything from proofreading to songwriting to bookkeeping. You have the ability to sell your abilities.

Fiverr is the most popular website for earning paid for your abilities.

You have the option of setting a fee for your job starting at $5 and going up to whatever you choose.

Here’s my experience of working with Fiverr.

The “Disney Vault” Secret 

Disney Studios deliberately limits the supply of select home-release classics to maintain strong demand across generations.

They spend 8-10 years in the ‘vault’ before being freed for an indeterminate period of time.

If you buy them now at regular retail price, you’ll make loads of money when they’re no longer on sale for another decade or two.

So if you’ve got a couple of hidden Disney gems lying around, go ahead and put them up on eBay. 

My sister has like 40 of these puppies, and I’ll see if I can talk her into selling them.

Sell digital products. 

It costs next to nothing to share your expertise. You can offer a paid course or publish an eBook. 

Creating value and writing non-fiction are the keys to success with eBooks.

These are the best online platforms that I’ve found to help you sell your courses and digital products.

Simply combining material you’ve studied and gathered on a common topic (e.g.,’ secrets’ to obtaining a job) and presenting it in an easy-to-digest manner (an eBook) is enough to justify someone paying a few dollars on it.

Here’s a list of online courses that you can review and can also help you learn more.

Sell your old phones. 

Recycling outdated phones and other unwanted gadgets may earn you money while also helping the environment.

Perhaps ask your family members or roommates if they have any as well.

Review music. 

If you enjoy music, you can turn it into a cash hustle by evaluating unsigned bands and musicians for money on Slicethepie.

It takes time to establish a reputation; however, some users have stated that they earn $40 each month as a result of their efforts.

This may not seem like much, but if it’s something you love, it shouldn’t be too difficult and will add to your resume. 

Buy and sell domain names. 

A domain name is just a website address, and there are many different extensions to choose from.

Buy and sell domain names free money hacks

Premium domain names may be registered for as little as $0.99 at, but when sold, they can fetch thousands, if not millions, of dollars.

Now, you’re unlikely to stumble across anything like that, but with a bit of digging, you may still make a fast buck.

The idea is to discover available domain names with some commercial worth, buy them, and then sell them on a service that sells domains.

Here’s my guide to flipping domains.

I even accidentally sold a domain name for $1,000 (true story!)

Sell photos. 

Try posting your photos for free to stock websites if you think you have decent photography skills and some originality.

Make extra money by selling photo subjects with fewer search results but which you believe would be popular.

There are a large number of great photo sites where you can sell your photography.

Ok, so you’ve seen the best free money hacks I know of.

Let’s land this plane…

Final Thoughts 

Getting free money or generating money for free internet sounds like a cliche, but it can now be a reality.

Use these free money hacks and just download some apps, and sign up for a few things here and there.

And if those weren’t enough money-making ideas, here are three more…

How to make $500 Fast

Ideas to Make $$$ as a Teen

How to Make Money Without a Job

If your motivation is to get out of a tight financial situation, you’ll find yourself in the same situation if you don’t have a plan for your money before it arrives.

A monthly budget or spending plan might be beneficial.

Write down any constant sources of income, such as a full-time salary or any other source of money that is consistent from month to month.

Once you have your income, decide how much you want to save, invest, pay off debt, and then spend the rest until every dollar has been accounted for.

You can’t manage what you can’t measure.

If you’re going to spend your spare time earning money online, keeping track of where your money goes will guarantee that your efforts are worthwhile.

What are you waiting for?

It’s time to start earning!

Free Money Hack FAQ

What are some PayPal hacks that actually work?

PayPal doesn’t directly pay you cash, but instead, you can be paid via PayPal for all kinds of online activities.

What are some easy money hacks?

The easiest will be signing up for apps that give you a bonus for signing up with them.

How can I get some quick free money?

This post will be all that you need!

Disclosure: This article might contain affiliate links to the resources I refer to. It's at no cost to you, and it's how we pay the bills. Get more info here.

Brooks Conkle Banner Image
Brooks Conkle

Brooks is an entrepreneur, father, husband, & follower of the golden rule. He has over 15 years of experience as an entrepreneur after graduating with a Finance degree from Auburn University. Addicted to starting new business projects, he believes in creating multiple income streams and a life of flexibility. Business should work around your life, not the other way around. He creates content on his website, sharing his projects to help other hustlers in marketing, personal finance, and online business.