Transfer Money from Venmo to Cash App (Made Easy!)

Venmo and Cash App are different payment applications, causing folks to wonder how they can transfer money from Venmo to Cash App.

However, can you send money from Venmo to Cash App?

Yep, with a few steps, it’s possible.

But we’ll need to go into a bit more detail.

how to transfer from venmo to cash app

Sending money from Venmo to another Venmo account is easy.

And of course, cash app to cash app is simple as well.

Just scan the QR code, or add the username, send some cash and you’re done.

Since you’re looking for ways to transfer money from Venmo to Cash App quickly, this article has you covered.

[you also might want to read our comparison guide on Zelle, Venmo, and Cash App to see which one is the best].

You can do this transfer in one of the two ways listed below.

Set up a direct deposit for your Cash App account.

[don’t forget to use free referral codes to get that free cash baby!]

Link a mutual bank account to Venmo and Cash App.

Place cash into the bank account, and then transfer it over to your cash app.

Don’t worry, we’ll go into detail below, so keep reading…



What is Venmo?

(if you already have Venmo on lockdown, just skip to the next section).

Venmo is a top-notch payment application since it is reliable and easy to use.

The application is available on both Android and iOS, and now available to teens 13-17.

With this app, you can quickly send payments and receive money easily.

You can use Venmo to pay your bills or transfer money to your friends and family.

However, Venmo restricted its customers to only those in the United States.

Users both need to be in the United States to allow money transfers.

Like any other payment application, Venmo would be able to do its tasks if you link your U.S. bank to your account.

Also, linking your debit or bank account to your Venmo will let you withdraw your money.

Be sure to make your Venmo payments private (button below).


How Can You Transfer Your Money From Venmo to Cash App?

Now, let’s talk about the topic you came here for.

Transferring money from Venmo to Cash App.

As mentioned above, there are two methods to do a Venmo-Cash App interaction.

But let’s discuss them individually in detail.

A common question is…

“Can I transfer from Venmo to Cash App instantly?”

Or “Can I transfer from Venmo to Cash App without a bank?”

You can’t.

The reason is that they are two different companies.

But there is a trick!!

You just need a 3rd party bank that you can link to both of them…


Set up a direct deposit for your Cash App account.

Assuming you already have cashapp, but if not, get it here (you get $5 free).

A Cash App account can act as a bank account itself, and you can also link it to an external bank account.

Get our overview of using Cash App here.

To set up the direct deposit, you must find your Cash App account’s account and routing numbers.

That will be an easy step if you already ordered your Cash Card connected to your Cash App account.

And this guide is for you if you need more help on adding money to your cash app card.

However, if you don’t have one, a list of steps is prepared below for you to follow.

Related Reading: How To Get A Cash App Card Under 18 – Get The Secret Here (or watch the video below).


How to Find Your Cash App Account and Routing Numbers

  • Open the Cash App on your device, whether Android or iOS.
  • You should see a dollar sign on the screen. Tap it to enter the “My Cash” interface.
  • A “Cash” button should be present on the screen with a dollar sign next to it. Tap that button.
  • And then, tap the “Get Account Number” button in the “Direct Deposit” section.
  • After that, there will be a pop-up screen, and then press the “Enable Account” button.
  • The “Copy Account Details” button should appear. You can find the button under the account information. Then tap it.
  • Then “Copy Account Number” and “Copy Routing Number” will appear. Clicking those buttons will allow you to copy the information to your clipboard.
  • Add the Account and Routing Numbers to your Venmo.

Ha, don’t forget to get that FREE money over on your cash app!


Input those into your Venmo. 

Follow the simple steps below:

  • On the Venmo app’s Home Page, you will find at the top part a button consisting of three horizontal lines; you must click it.
  • The button will allow the Settings to pop up. In that section, tap the “Payment Methods.” Then, press the “Add a Bank or Card” button, and then select “Bank.”
  • After that, you will need to verify yourself through the given verification methods.
  • If you have your Cash Card with you, you can easily set up the direct deposit much easier. If you want this route better than the one mentioned above, there here is the step-by-step guide:
  • On the Venmo app’s Home Page, you will find at the top part a button consisting of three horizontal lines; you must click it.
  • The button will allow the Settings to pop up. In that section, tap the “Payment Methods.” Then, press the “Add a Bank or Card” button, and then select “Bank.”
  • Now, all you have to do is enter the information written on your Cash Card, or you can also scan those with your camera.

Related Reading: Cash App Vs. Venmo Vs. Zelle – Read The Full Comparison Here.


Transferring your Money between Venmo and Cash App

Since you now linked your Cash App with your Venmo, you can directly deposit your money from your cash-app account balance.


Linking your Venmo and Cash App to a single bank will be efficient since both will be able to access the balance of your account.

That means that you will be able to transfer money from Venmo to Cash App, and vice versa.

Transfer the Balance of your Venmo to your Bank Account

1. Add the bank account that you want to link with your Cash App mutually.

2. Verify that bank account through the methods provided.

3. Transfer the balance to your bank account.

To do that, follow the steps below:

  • On the Venmo app’s Home Page, you will find at the top part a button consisting of three horizontal lines; you must click it.
  • And then press the “Transfer Money” button or the “Transfer to Bank” one.

Enter how much balance you desire to transfer.

And then choose whether you want it “Instant,” which applies a small fee, or the ‘1-3 Business Days” that does not charge you anything.

Choose whether the transaction will be through your bank account or debit card.

Make sure to review and then confirm.

Once you’ve done a thorough review and are sure about the transaction, tap the “Transfer” button to implement the actions.

After that process, you then need to switch to your Cash App.

Add the Transferred Balance to your Cash App

If the process successfully transferred the money to your bank account, you will need to switch over to your Cash App and add the desired balance.

To do that, follow the instruction written below:

From home on Cash App, tap the Balance Tab. And then select Add Cash.

Enter the desired amount that you want to add to your balance, and then tap the “Add” button.

To verify and confirm your actions, use the Touch ID feature or your Pin.

Ensure you linked your Cash App and Venmo to a mutual bank, or the transfer of balance will not work.


What’s the Maximum Amount that You can Transfer?

If you have verified your identity, Venmo allows you to transfer close to $20,000!

Press the “Three Layers of Horizontal Lines” at the top of the interface. Then tap the “Settings,” and then press the “Identity Verification.”

Verification requires you to submit the following information:

  • Full name
  • Address
  • Social Security Number
  • Zip Code
  • Birthdate

Does Venmo charge you for the transactions?

Just like other payment applications, Venmo applies charges with each service you use.

For example, depositing your credit card’s balance will have Venmo charge 3% of the amount.

However, for instant transactions, Venmo will charge you 1% or 25 cents from the amount.


FAQ

Why can’t I transfer money from Venmo to Cash App?

Well, they are two different companies so you can’t DIRECTLY transfer. But by using a 3rd party bank you can indirectly transfer.

How to transfer money from Venmo to cash app without a bank account?

You’re not currently able to do this since they are 2 different apps and companies. You need the 3rd party bank.

How to transfer money from Venmo to Cash App instantly?

You can’t do it instantly since you need the 3rd party bank. You will need about 3 days for the transfer to take place.

Can you send money from Cash App to Venmo?

Yep! Just reverse the process of this article. Make sure you attach both your Cash App and your Venmo to the same bank account. Then you’ll be able to use this bank account to indirectly transfer from your Cash App to Venmo.

So Transfers in a Nutshell

Transferring money from Venmo to Cash App requires linking your Cash App to your Venmo or having both associated with a mutual bank account.

And if you use a service like Paypay, we have a guide for transferring your money from Venmo over to Paypal.

Transfer happy!

Disclosure: This article might contain affiliate links to the resources I refer to. It's at no cost to you, and it's how we pay the bills. Get more info here.

Brooks Conkle Banner Image
Brooks Conkle

Brooks is an entrepreneur, father, husband, & follower of the golden rule. He has over 15 years of experience as an entrepreneur after graduating with a Finance degree from Auburn University. Addicted to starting new business projects, he believes in creating multiple income streams and a life of flexibility. Business should work around your life, not the other way around. He creates content on his website, sharing his projects to help other hustlers in marketing, personal finance, and online business.