Personal Finance

Qube Money Review: Is This Budgeting App Worth It?

Qube Money Review: Is This Budgeting App Worth It?

Most folks consider budgeting a pain. Setting spending limitations might feel restricting and challenging to stick to. Lucky for us, there are solutions available to make this task easier. In this Qube Money review, I’ll give you a sense of whether the app is...

read more
New Ideas For Side Jobs – Freshly Revised For 2022

New Ideas For Side Jobs – Freshly Revised For 2022

Depending on your needs and skills, there are tons of ways to earn a fair amount of money during your downtime. So in this post, I'm going to drop some fresh ideas for side jobs to augment your income.  Working from home has provided an ideal setting for anyone...

read more
Does The Envelope System Really Work? My Two Cents

Does The Envelope System Really Work? My Two Cents

Dave Ramsey’s envelope system is likely something you’ve heard of before, as it isn’t new. You might even be on Dave Ramsey’s Baby Step 1 or Baby Step 2. So does the envelope system really work, or is it just a bunch of nonsense? According to Dave Ramsey, It’s one of...

read more
Truebill Review: Can It Actually Help Lower Your Bills?

Truebill Review: Can It Actually Help Lower Your Bills?

Is Truebill everything it’s cracked up to be? Will it truly help you save money, or will you just be giving up sensitive information for nothing? That’s what you’ll find out in this no-frills Truebill review.  Truebill has bold claims, saying that it can help you...

read more
113 Flexible Side Hustles For Moms To Make Extra Money

113 Flexible Side Hustles For Moms To Make Extra Money

Most of the time, moms have to bring home the bacon too. If you already have a full-time job or don’t have time for one, it’s advisable to start a side hustle. We all could use more income, so I compiled a list of side hustles for moms below. Take one on and see how...

read more
The Best Crypto Savings Account: An Option For Every Saver

The Best Crypto Savings Account: An Option For Every Saver

If you own cryptocurrencies, you might want to open a crypto savings account to raise the value of your holdings. So I’ve put together a list of the best crypto savings accounts for every type of saver.  These forms of “savings accounts” or “interest accounts,”...

read more
Is Acorns Worth It? Make Money With Acorns

Is Acorns Worth It? Make Money With Acorns

You might have heard of Acorns before, especially if you’re new to investing. It’s especially popular with millennials because of the app’s excellent user experience. If you’re curious about it, the first natural question that comes to mind is: Is Acorns worth...

read more
25+ Best Jobs For Introverts That Pay Well

25+ Best Jobs For Introverts That Pay Well

It makes no difference whether you’re introverted or extroverted regarding how effective you’ll be in a work capacity. That is why people with introverted personality types tend to find themselves in more independent employment positions.  So what are these jobs...

read more
How To Get The Most Out Of The Dave Ramsey Budget

How To Get The Most Out Of The Dave Ramsey Budget

Have you ever wondered how much you should spend in a month? With his recommended budgeting percentages, Dave Ramsey has provided us with the answers to these issues. The Dave Ramsey Budget may not be everyone’s cup of tea, but he has unquestionably made personal...

read more
How To Get Free Money On Cash App

How To Get Free Money On Cash App

I knew of the Cash App for a while, but I wasn’t sure if it was legit and risk-free. Could you receive free Cash App money without being scammed? Well, you’ll find out in this post. I'll even leave you with a Cash App free money code!   Yes, there are...

read more
Ibotta Reviews: What Is Ibotta And How To Get Most Of It?

Ibotta Reviews: What Is Ibotta And How To Get Most Of It?

Managing a household can run up costs pretty quickly. If you’re looking to save money here and there, then you might have heard of Ibotta. So what is Ibotta, and is it any good? Here are my Ibotta reviews. I’ve used the app and muddled through several Ibotta reviews...

read more
The Best Way To Build Credit From Square One

The Best Way To Build Credit From Square One

Building credit might seem intimidating at first, but it’ll go like clockwork once you know what you’re doing. So, what’s the best way to build credit anyway?  It looks like you’ve landed on the right post! Higher credit ratings are a little more challenging to...

read more
The Best Debit Card For Teenagers: 22 Fantastic Options

The Best Debit Card For Teenagers: 22 Fantastic Options

We’ve got to teach teens the significance of finances from an early age. I've got one, so I know. One way to do so is to give them buying power by getting them the best credit card for teenagers.  When looking for the best debit card for your teen, there are a...

read more
Frugal vs Cheap: Does It Mean the Same Thing?

Frugal vs Cheap: Does It Mean the Same Thing?

Frugal vs cheap is an age-old debate. Is being thrifty a sign of being cheap or a sign of being wise just because you want to save a few dollars here and there? My wife would probably call me both cheap and thrifty in the same sentence! During conversations with...

read more
Why is Financial Literacy Important? A Must Read.

Why is Financial Literacy Important? A Must Read.

We take Financial literacy in children and teenagers for granted. “Why is financial literacy important?” is something you would never hear from a kid.  That’s because most of the time, it does not receive the attention it deserves. The irony is that money will...

read more
The Best Ways How to Make Your Money Work for You

The Best Ways How to Make Your Money Work for You

So you probably already know that personal finance is important. You might be working out financial goals for yourself. This is a great sign. Because in this article, we're going to discuss how to make your money work for you Know Your Net Worth  I suggest that...

read more
How Old Do You Have To Be To Get A Debit Card?

How Old Do You Have To Be To Get A Debit Card?

A lot of kids learn to save by putting money in a piggy bank or jar. Then they move on to a basic savings deposit account. However, as teenagers, they begin to spend more — on a field trip, lunch, or a movie with a friend. So, at what age do you need to receive a...

read more
Step Card Review – Why We Switched From Greenlight

Step Card Review – Why We Switched From Greenlight

Have a teenager, and you're wondering the best way to teach them about money? You can use all of the examples and pictures that you want. But like everything else in life, the best way to learn is through real-life experience. We signed up for the Greenlight Card in...

read more
The 7 Best Budget Planners To Help You Manage Your Finances

The 7 Best Budget Planners To Help You Manage Your Finances

Even though we live in a digital world and I use apps galore, there’s something about seeing your notes, schedules, and goals in front of you in real life. If your current goal is to manage your finances better, I’ll give you the skinny on the best budget planners...

read more
15 Best Financial Goals and How to Achieve Them

15 Best Financial Goals and How to Achieve Them

It’s not too late to set up new financial goals for this year. Maybe you did set up your goals at the beginning of this year but didn’t include your finances. We all typically make goals to lose weight, learn a new language, and read more books. Why don’t we ever...

read more
How Do You Transfer Money From Venmo To PayPal?

How Do You Transfer Money From Venmo To PayPal?

Transferring funds from Venmo to PayPal might be as complicated as you think. If you’re unsure about how transferring works, you’ve come to the right post. Below, you’ll find out how to put money into your PayPal account from Venmo and much more. But first, let’s...

read more
The Hottest Digital Investing Trends Right Now

The Hottest Digital Investing Trends Right Now

Millennials are the least invested group in history. Digital investment applications seek to solve those issues. Regardless of these reasons, digital investing is here to stay. Sure, most aren’t focused on investments. With a race to the cheapest fees and to the top...

read more
Cash App vs. Venmo vs. Zelle – Who’s The Best?

Cash App vs. Venmo vs. Zelle – Who’s The Best?

Who's the best? Cash App vs. Venmo vs. Zelle. Let's explore that in this post. Upon creating an account on Venmo, you can sync your account to your contacts and Facebook friends.  When you connect to your Facebook, your friends can view your transactions. They can see...

read more
What Are The 7 Streams Of Income?  What About 19?

What Are The 7 Streams Of Income? What About 19?

So what are the seven streams of income?I didn't even know that was a thing.I only know that I've been a hustler all my life.Here are our 19 streams of income.My goal in sharing is so that you can gain ideas from them. Although I possibly have too many irons in the...

read more
17 Strategies To Help You Save Money & Live Better

17 Strategies To Help You Save Money & Live Better

Do you want to efficiently save money so you can live better without the annoying debts that hold you back from saving? With monthly bills lined up for you to pay, it is tough to live comfortably and save. You work only to spend it on your bills and have regrets about...

read more
$60,000 Is How Much An Hour? – A Simple Explanation

$60,000 Is How Much An Hour? – A Simple Explanation

When you are looking for a job, you assess whether the salary is good or not. If you will earn $60 000 annually, do you know how much it is for an hour? Is it enough to sustain your daily needs? I believe that amount is already substantial to earn. Here’s a detailed...

read more
How to Transfer Money from Venmo to Cash App

How to Transfer Money from Venmo to Cash App

Venmo and Cash App are different payment applications, making people wonder if one could transfer money between these two is a widespread thing for users. More specifically, users commonly ask how to share money from Venmo to Cash App. Sending money from Venmo to...

read more
How To Get A Cash App Card Under 18

How To Get A Cash App Card Under 18

As of this date, people have always wondered if teens under 18 can utilize Cash App. Furthermore, users frequently ask if their children as minors can safely use the money transfer application. That said, let's talk about our teens and Cash App. [I'll go into detail...

read more
How Much Money Is 7 Figures?

How Much Money Is 7 Figures?

Most of us have dreamt of a decent salary- wages high enough to support a comfortable lifestyle. Many dream of 6 figures, 7 figures, or more.   When we say seven figures, do we realize how big or small is that in actuality? What would you be able to afford...

read more
How to Add Money to Your Cash App Card?

How to Add Money to Your Cash App Card?

Your cash app card is in hand, and you are buying a new avocado peeler from Amazon. I mean, check this thing out! But it would help if you learned how to add money to your cash app card to use it. Let's discuss that in this article. If your bank account is linked to...

read more
Employee Stock Purchase Plan – Things to Know

Employee Stock Purchase Plan – Things to Know

You may have an Employee Stock Purchase Plan (ESPP) at work. Is it a solid investment? How is it taxed? Should I enroll in the plan? These are questions you are probably asking. In this article, I'll explain the basics of Employee Stock Purchase Plans and share a bit...

read more
What Is A Good Salary?

What Is A Good Salary?

Do you have an idea on how much salary is good enough for you to live comfortably? Will the amount matter whether you’re single, married, or with a family? If you make enough income, you’ll be able to live comfortably. You don’t have to think about the paycheck to...

read more
How Much Is 6 Figures? 7, 8, or 9? A Simple Explanation

How Much Is 6 Figures? 7, 8, or 9? A Simple Explanation

So you want to know how much is 6 figures?Why do most Americans covet this number their entire life? According to the Bureau of Labor Statistics, the median salary for all working Americans over the age of 16 is $908 a week or $47,216 a year. As you can see this is a...

read more
What is Liquid Net Worth and is it Important?

What is Liquid Net Worth and is it Important?

What is Liquid Net Worth? Liquid net worth is the amount of cash you would have leftover after selling all of your liquid assets and paying off all of your short-term liabilities. Society likes to talk about the huge net worths of individuals we follow in the media,...

read more
Why is Personal Finance Important?

Why is Personal Finance Important?

Why is personal finance important? Having basic personal financial skills is a very important part of your life and can help you feel more secure as well as happier and healthier.   Understanding personal finance can significantly impact your finances over your...

read more
$40,000 a Year is How Much an Hour?

$40,000 a Year is How Much an Hour?

So $40,000 is how much an hour? The quick answer is $20 an hour. Some might say the technical answer is $19.23 per hour. But in this article I’ll show you how to calculate this in 5 seconds or less and you’ll be able to easily calculate for any salary instantly....

read more
Cash App Review: How To Use It And How It Measures Up

Cash App Review: How To Use It And How It Measures Up

We have Square, Inc. to thank for the reliable peer-to-peer payment service called Cash App. With this app, you can send and receive money by following a few simple steps. Aside from its main feature, you can also do banking and investing within the app, which is very...

read more
Does Walmart Cash Checks: Top Things You Need To Know

Does Walmart Cash Checks: Top Things You Need To Know

In this article, I’ll go over Walmart’s check-cashing limits and their fees. Does Walmart cash checks? Yes, you can cash your check at your local Walmart in a fast and reliable manner. Many Walmart shoppers need to know so they can make their trip to the Walmart store...

read more
Travel Hacking Overview

Travel Hacking Overview

Travel Hacking 101I’m a pretty big fan of personal finance and I love the hunt for great deals. I’ll open a new bank account and use their debit card a number of times in the first 90 days to get a free $100 credit.I’ll open a credit card to get a bonus $100 cash back...

read more
My Rules for Retirement

My Rules for Retirement

My Rules for RetirementI grew up reading financial books - learning about the stock market - increasing my investment vocabulary - on and on. I loved it. I’d read more. More books - Rich Dad Poor Dad, The Knack, The Number, etc. - you can find them on my resource page...

read more