Personal Finance

Most folks consider budgeting a pain. Setting spending limitations might feel restricting and challenging to stick to. Lucky for us, there are solutions available to make this task easier. In this Qube Money review, I’ll give you a sense of whether the app is...

Dave Ramsey’s envelope system is likely something you’ve heard of before, as it isn’t new. You might even be on Dave Ramsey’s Baby Step 1 or Baby Step 2. So does the envelope system really work, or is it just a bunch of nonsense? According to Dave Ramsey, It’s one of...

If you’re trying to be financially savvy, then you’ve probably heard the advice of making a budget. But why is a budget important anyway? You’ll find out in this post.  One of the most indispensable financial habits you can develop is indeed budgeting. However,...

Frugal vs cheap is an age-old debate. Is being thrifty a sign of being cheap or a sign of being wise just because you want to save a few dollars here and there? My wife would probably call me both cheap and thrifty in the same sentence! During conversations with...

Everyone's portfolio is one-of-a-kind, leading to unusual investments. The length of your investment horizon and the risk you accept may influence your alternative investment moves.  Whatever your goal is, strange investments based on your investing approach will...

We take Financial literacy in children and teenagers for granted. “Why is financial literacy important?” is something you would never hear from a kid.  That’s because most of the time, it does not receive the attention it deserves. The irony is that money will...

Have a teenager, and you're wondering the best way to teach them about money? You can use all of the examples and pictures that you want. But like everything else in life, the best way to learn is through real-life experience. We signed up for the Greenlight Card in...

Even though we live in a digital world and I use apps galore, there’s something about seeing your notes, schedules, and goals in front of you in real life. If your current goal is to manage your finances better, I’ll give you the skinny on the best budget planners...

Why is Robinhood under fire, and why are Robinhood competitors taking the reins? Due to server problems, several crypto traders were unable to make trades during some very important trading moments. This caused many Robinhood users to become frustrated and lose faith...

It’s not too late to set up new financial goals for this year. Maybe you did set up your goals at the beginning of this year but didn’t include your finances. We all typically make goals to lose weight, learn a new language, and read more books. Why don’t we ever...

Let me start by saying that I like the Green Light card. I have nothing against them. It's an intelligent product and is much needed to help create awareness and personal financial responsibility for our kids.   I'm a big proponent of this and I'll provide...

Who's the best? Cash App vs. Venmo vs. Zelle. Let's explore that in this post. Upon creating an account on Venmo, you can sync your account to your contacts and Facebook friends.  When you connect to your Facebook, your friends can view your transactions. They can see...

Do you want to efficiently save money so you can live better without the annoying debts that hold you back from saving? With monthly bills lined up for you to pay, it is tough to live comfortably and save. You work only to spend it on your bills and have regrets about...

When you are looking for a job, you assess whether the salary is good or not. If you will earn $60 000 annually, do you know how much it is for an hour? Is it enough to sustain your daily needs? I believe that amount is already substantial to earn. Here’s a detailed...

Venmo and Cash App are different payment applications, making people wonder if one could transfer money between these two is a widespread thing for users. More specifically, users commonly ask how to share money from Venmo to Cash App. Sending money from Venmo to...

As of this date, people have always wondered if teens under 18 can utilize Cash App. Furthermore, users frequently ask if their children as minors can safely use the money transfer application. That said, let's talk about our teens and Cash App. [I'll go into detail...

Your cash app card is in hand, and you are buying a new avocado peeler from Amazon. I mean, check this thing out! But it would help if you learned how to add money to your cash app card to use it. Let's discuss that in this article. If your bank account is linked to...

You may have an Employee Stock Purchase Plan (ESPP) at work. Is it a solid investment? How is it taxed? Should I enroll in the plan? These are questions you are probably asking. In this article, I'll explain the basics of Employee Stock Purchase Plans and share a bit...

Do you have an idea on how much salary is good enough for you to live comfortably? Will the amount matter whether you’re single, married, or with a family? If you make enough income, you’ll be able to live comfortably. You don’t have to think about the paycheck to...

What is Liquid Net Worth? Liquid net worth is the amount of cash you would have leftover after selling all of your liquid assets and paying off all of your short-term liabilities. Society likes to talk about the huge net worths of individuals we follow in the media,...

Why is personal finance important? Having basic personal financial skills is a very important part of your life and can help you feel more secure as well as happier and healthier.   Understanding personal finance can significantly impact your finances over your...

So $40,000 is how much an hour? The quick answer is $20 an hour. Some might say the technical answer is $19.23 per hour. But in this article I’ll show you how to calculate this in 5 seconds or less and you’ll be able to easily calculate for any salary instantly....

We have Square, Inc. to thank for the reliable peer-to-peer payment service called Cash App. With this app, you can send and receive money by following a few simple steps. Aside from its main feature, you can also do banking and investing within the app, which is very...